Payments
Get set up to accept cards
AI-R Card Service runs on the NextGen Restaurants gateway (NMI), processed by TSYS — one account, one application, done entirely here. No paper forms, no separate sign-up elsewhere.
How it works
One application, fully in AI-R. Most restaurants are approved in about a business day. Here's every step, what you provide, and how long it takes.
1
Apply
- You provide
- Business & owner details, expected volume, bank account, hardware
- Result
- Your application is created
- Time
- ~10 minutes
2
Review & sign
- You provide
- Review the agreement, e-sign, authorize a credit check & ACH billing
- Result
- Submitted to underwriting
- Time
- Instant
3
Underwriting
- You provide
- Nothing — NMI reviews your application (credit + bank check)
- Result
- Approved
- Time
- ~1 business day
4
Approved
- You provide
- Nothing
- Result
- Your account is created + a welcome email with your login
- Time
- Automatic
5
Equipment
- You provide
- Confirm your card readers
- Result
- Terminals ship to you
- Time
- 2–3 days
6
Live
- You provide
- Run a $1 test
- Result
- Accepting cards — online, by text, and in person
- Time
- Immediate
Pricing is interchange-plus — you pay true cost plus a small flat margin, no hidden markup. PCI compliance is completed within 90 days of going live.