AI-R Processing
Payments
See what you pay to process today, what you'd pay with AI-R, and turn on every way your guests pay — online, by text, and in person. AI-R stays the merchant experience while NMI handles the rails.
Checking your processing data…
Card processing
What processing costs you and what lands in the bank, by processor — with a plain-English alert when your effective rate moves.
Rate breakdown
The full month-by-month comparison from your real card mix — effective rate, fees, and savings versus your current processor.
Processing application
AI-R Card Service — one account on the NMI gateway, processed by TSYS.
Checking your status…
Start applicationPath to go live
Website payments
Branded checkout links for website orders, catering, deposits, and unpaid balances — routed through NMI.
Text to pay
Secure payment links sent by SMS for phone orders, catering deposits, private events, and pickup balances.
Card present
Dine-in and carryout — tap, dip, or swipe in person, with tips and receipts synced back to AI-R.
Equipment
Take payments in person with a countertop or handheld terminal, or use Tap to Pay on a phone — no hardware to buy. Terminals are ordered through your NMI portal once your application is approved.
Terminals
Countertop and handheld card readers from the NMI catalog.
Tap to Pay
Accept contactless cards and wallets on a supported phone.